| CHECKING AND SAVINGS RATES |
| Account Type |
Minimum Balance |
Rate |
APY* |
| FREE CHECKING |
$10 |
0.00% |
0.00% |
| LOW MIN CHECKING |
$250 |
.20% |
.20% |
| V.I.P. CHECKING |
$1000 |
.35% |
.35% |
| MONEY MARKET CK. |
$2500 |
.40% |
.40% |
| BUSINESS CHECKING |
$2500 |
0.00% |
0.00% |
| STATEMENT SAVINGS **Product not available for new accounts** |
$1000 $10000 $25000 |
.35% .55% .55% |
.35% .55% .55% |
| PASSBOOK |
$100 |
.40% |
.40 |
| MAX PASSBOOK **Product not available for new accounts** |
$1000 |
.55% |
.55% |
| 6 MONTH CD |
$5000 |
.15% |
.15% |
| 12 MONTH CD |
$5000 |
.25% |
.25% |
| 18 MONTH CD |
$5000 |
.35% |
.35% |
| 30 MONTH CD |
$2500 |
.55% |
.55% |
| 60 MONTH CD |
$2500 |
.99% |
.99% |
| IRA PASSBOOK1 |
$25 |
.55% |
.55% |
| IRA 12 MONTH CD1 |
$500 |
.25% |
.25% |
| IRA 18 MONTH CD1 |
$500 |
.35% |
.35% |
| IRA 30 MONTH CD1 |
$2000 |
.55% |
.55% |
| IRA 60 MONTH CD1 |
$2000 |
.99% |
.99% |
|
| ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE. |
|
| *APY (Annual Percentage Yield) |
| 1 IRA (Individual Retirement Account) |
| Penalty may apply for early withdrawal on certificate of deposits. |
| Fees on some accounts could reduce the earning on the account. |
| ALL APPLICANTS MUST PHYSICALLY COME INTO ONE OF OUR LOCATIONS TO OPEN AN ACCOUNT. PROPER IDENTIFICATION MUST BE SUPPLIED AT ACCOUNT OPENING. |